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Current Twenty Nickels Newsletter

Twenty Nickels

If you save twenty nickels, you’ve made a dollar


Raymond Matkowsky


Issue 1-16                                                                                                                    January 2016

Financial Cyber Attack – Not Really So Scary

Raymond Matkowsky

Many politicians stay awake at night worrying about the financial infrastructure of advanced nations being taken down through a cyber attack by some evil entity determined to catapult itself into world domination. It doesn’t have to be that way.

My wife was a registered nurse for forty plus years. Nurses always had a saying: “If it isn’t written down, it never happened.” A few years back, I read a Tom Clancy book that featured Jack Ryan as President of the United States. President Ryan’s wife was an eye doctor that always used the phrase “If it isn’t written down, it never happened.” In the story, President Ryan is faced with a cyber attack on Wall Street. After much deliberation, he found his answer in his wife’s saying.

We travel forward to 2016. People are constantly warning about a cyber attack. We are lead to believe that it is not a question of if but when.

The answer is still the same. If an attack comes, reset everything to the day before and continue from there. The information from the previous day will be backed up and probably exist in thousands of locations unharmed. This would not allow an attack to become a major blow. There is one further advantage. If the evil entity decides that there will be no significant advantage to an attack, then an attack is less likely to come.

I know that this maybe a simplistic view. I am sure that there are many factors that I am not aware of. No doubt, someone is. I know that the readers of this newsletter and website are intelligent forward thinking people that may have many solutions to this possibility. I would implore you to give this scenario some thought and forward your insights, comments and thoughts to me at I will try to reprint the most insightful ones in this column. Between us all, we may be able to solve the problem and allow our politicians to get some sleep.


A Call For Reader Input

We at Data Stats would like to see this newsletter become a reader supported forum for help questions, answers, or general comments on anything appearing in this newsletter or Data Stats’ website. If you have a question, answer, or comment to contribute send them to me at I will try to publish it here.

If you have an urgent question to ask, you don't have to wait for our newsletter to come out. We will try to find you a reader or one of our experts that may be able to help you. So, if you have a question, comment, or think that you can be of help, send us an email at once to:

Also, in your email, please let us know if we have permission to share your email address with experts that may be able to exchange ideas with you directly.

Raymond D. Matkowsky

Copyright © 2016 Raymond D. Matkowsky

Data Stats
P.O Box 672
Old Bridge, New Jersey 08857-0672

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